LumenPolicy does not charge any fees for submitting an insurance request, being connected with an insurance carrier, or receiving insurance offers or quotes. If you are matched with a carrier and receive a quote or offer, that carrier will provide the details of its terms at no cost to you. Some carriers may require a fee to process a formal insurance application and/or conduct a credit report, but no fees are owed to LumenPolicy. You are free to shop and compare offers through LumenPolicy at no cost until you choose to proceed with an insurance carrier directly.
LumenPolicy may receive compensation from the companies whose offers are presented to you. This compensation can affect which offers you see and the placement of products on our site (such as the order in which they are displayed). LumenPolicy does not represent all insurance carriers available in the marketplace. Before accepting any offer, we encourage you to carefully review all terms and conditions provided by the insurance carrier.